Like numerous other websites, Skandia’s website uses what are known as "cookies". The cookies we use are only so-called "session cookies", i.e. little text files which your browser stores in your temporary memory when you visit our website, to enable it to use our website's functions. If you visit another time a new cookie is generated. You have the right and the option of rejecting our cookies. To do this, simply deactivate cookies in your browser. If you do, however, you will not be able to use many of our website's functions, such as our customer portal, or our partner portal.