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Two factors are mainly responsible for a fund portfolio's success:

  • Individual asset allocation.
  • Selection of premium funds in both terms of quantity and quality.

Skandia's investment experts establish a strategic and a tactical asset allocation. The former determines the long-term goals based on a balanced spread across various investment classes. Tactical selection of funds is governed by what is currently happening on the markets. You also benefit from 4P quality-tested funds used in Skandia's fund portfolios.