Two factors are mainly responsible for a fund portfolio's success:
- Individual asset allocation.
- Selection of premium funds in both terms of quantity and quality.
Skandia's investment experts establish a strategic and a tactical asset allocation. The former determines the long-term goals based on a balanced spread across various investment classes. Tactical selection of funds is governed by what is currently happening on the markets. You also benefit from 4P quality-tested funds used in Skandia's fund portfolios.